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Elizabeth Hernandez, left, a navigator for the Affordable Care Act helps Giao Phan sign up for health insurance at the East Orange Community Center, Monday, March 31, 2014, in Orlando, Fla. Monday is the open enrollment deadline for signing up for insurance under the health care act. (AP Photo/John Raoux)

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Elizabeth Hernandez, right, a navigator for the Affordable Care Act helps Giao Phan sign up for health insurance at the East Orange Community Center, Monday, March 31, 2014, in Orlando, Fla. Monday is the open enrollment deadline for signing up for insurance under the health care act. (AP Photo/John Raoux)

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Staff Jessica Figueroa, right, assists Maria Banajas, 40, and her daughter Camila, 3, during a health care enrollment event at AltaMed Health Insurance Resource Center, Monday, March 31, 2014, in Los Angeles. Monday is the open enrollment deadline for signing up for insurance under the health care act. (AP Photo/Ringo H.W. Chiu)

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Staff Thomas Sundoval, left, assists Jaime Sanchez, center, 50, and his wife Carmen Castro, right,, 50, during a health care enrollment event at AltaMed Health Insurance Resource Center, Monday, March 31, 2014, in Los Angeles. Monday marks this year's open enrollment deadline, but consumers will get extra time to finish their applications. (AP Photo/Ringo H.W. Chiu)

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** FILE ** Volunteer Stella Chambers, center, explains some of the Affordable Health Care Act to visitors to a health care coverage registration site hosted by Service Employees International Union-United Healthcare Workers, Monday, March 31, 2014, in Sacramento, Calif. (AP Photo/Rich Pedroncelli)

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** FILE ** Eric Alvarez, 4, plays as he and his sister, Emily, 3, wait with their grandparents, Antonio Bello, left, and Maria Refugio, to sign-up for health care coverage at a registration site hosted by Service Employees International Union-United Healthcare Workers, Monday, March 31, 2014, in Sacramento, Calif. (AP Photo/Rich Pedroncelli)

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Maria Klemm works on her cross-stitching as she waits to sign up for health care coverage at a registration site hosted by Service Employees International Union-United Healthcare Workers, Monday, March 31, 2014, in Sacramento, Calif. Klemm, 47, was among the dozens who attended the event to sign up for health coverage ahead of Monday's midnight enrollment deadline. (AP Photo/Rich Pedroncelli)

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Emily Alvarez, 3, eats a cookie as she and her bother, Eric, 4, wait as their grandparents sign-up for health care coverage at a registration site hosted by Service Employees International Union-United Healthcare Workers, Monday, March 31, 2014, in Sacramento, Calif. Dozens attended the event to sign up for health coverage ahead of Monday's midnight enrollment deadline. (AP Photo/Rich Pedroncelli)

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Keith Saunders, left, a certified Cover California insurance agent, explains a health insurance plan to Mark Tammes at a registration site hosted by Service Employees International Union-United Healthcare Workers, Monday, March 31, 2014, in Sacramento, Calif. (AP Photo/Rich Pedroncelli) ** FILE **

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** FILE ** Michael Wilson, left, a certified Cover California insurance agent, explains a health insurance plan to Jose Gomez and his wife, Laura, at a registration site hosted by Service Employees International Union-United Healthcare Workers, Monday, March 31, 2014, in Sacramento, Calif. (AP Photo/Rich Pedroncelli)

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Cora Vay, right, a customer service representative, explains a health insurance plan to Michael Carradine, second from left, who came with his mother, Natividad Martin, left, to sign up for health care, Monday, March 31, 2014, in Sacramento, Calif. Carradine, 20, a student at California State University, Sacramento, was one of the dozens who came to a registration site hosted by the Service Employees International Union-United Healthcare Workers, to sign up for health coverage ahead of Monday's midnight enrollment deadline. (AP Photo/Rich Pedroncelli)

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Health Coverage brochures are available at the Family Guidance Center Monday, March 31, 2014, in Springfield, Ill. People who don't have health insurance have until midnight Monday to enroll or else they'll face federal tax penalties under the Affordable Care Act. (AP Photo/Seth Perlman)

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Navigator John Jones, right, turns to another navigator while explaining the many options to Yvonne Oliea, left, who is seeking help buying health insurance at the Family Guidance Center Monday, March 31, 2014, in Springfield, Ill. People who don't have health insurance have until midnight Monday to enroll or else they'll face federal tax penalties under the Affordable Care Act. (AP Photo/Seth Perlman)

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Navigator John Jones explains the many options to a client seeking help buying health insurance at the Family Guidance Center Monday, March 31, 2014, in Springfield, Ill. People who don't have health insurance have until midnight Monday to enroll or else they'll face federal tax penalties under the Affordable Care Act. (AP Photo/Seth Perlman)