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Judge Rejects Mastercard and Visa Settlement: What Happens Now? (sponsored / Shutterstock)

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In this Wednesday, May 18, 2016, photo, the Home Depot logo appears on a credit card reader at a Home Depot store in Bellingham, Mass. The Home Depot Inc. says in a new federal lawsuit that Visa and MasterCard are using security measures prone to fraud, putting it and other retailers at risk of hacking attacks by cyber thieves. Atlanta-based Home Depot says new payment cards with so-called "chip" technology, rolled out in the U.S. in recent years, remain less secure than cards used in Europe and elsewhere in the world. (AP Photo/Steven Senne)

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This photo provided by Mastercard demonstrates some of the new features of the Qkr with Masterpass mobile payments service. The upgrade being rolled out during the summer of 2017 will let people open, manage and close their tabs at participating bars and taverns completely through their phones, without having to hand over a credit card. (Courtesy of Mastercard via AP)

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This photo provided by Mastercard demonstrates some of the new features of the Qkr with Masterpass mobile payments service. The upgrade being rolled out during the summer of 2017 will let people open, manage and close their tabs at participating bars and taverns completely through their phones, without having to hand over a credit card. (Courtesy of Mastercard via AP)

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Pizza Hut and MasterCard have teamed up to deploy Softbank's humanoid robot "Pepper" in select restaurants in Asia by the end of the year. (MasterCard)

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In this Nov. 18, 2009, file photo, a Mastercard chip-based credit card is posed for a photo in Gelsenkirchen, Germany. In the wake of recent high-profile data breaches, including this week’s revelation that hackers stole consumer data from eBay’s computer systems, Visa and MasterCard are renewing a push to speed the adoption of microchips into U.S. credit and debit cards. (AP Photo/Martin Meissner, File)

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Visa and MasterCard are renewing a push to speed the adoption of microchips into U.S. credit and debit cards. (AP Photo/Martin Meissner, File)

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**FILE** In this photo from Nov. 2, 2009, a customer swipes a MasterCard debit card through a machine while checking out at a shop in Seattle. (Associated Press)

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This screen shot shows the home page of Mastercard.com. Mastercard is having severe technical problems Wednesday, Dec. 8, 2010, possibly a target by supporters of WikiLeaks founder Julian Assange. (AP Photo/Mastercard.com)