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Ken Yager

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In this Tuesday, Jan. 24, 2017, photo, Ken Yager poses for a photo at his business, in Waukegan, Ill. Yager, the owner of Newpoint Advisors, a consulting company in Chicago, said his business uses larger banks for tasks like money transfers, but depends on his community bank for most of his needs. He finds community bankers more willing than larger ones to try to help companies succeed. (AP Photo/Nam Y. Huh)

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-smallbiz-small_talk-community_banks_48522.jpg

In this Tuesday, Jan. 24, 2017, photo, Ken Yager poses for a photo at his business, in Waukegan, Ill. Yager, the owner of Newpoint Advisors, a consulting company in Chicago, said his business uses larger banks for tasks like money transfers, but depends on his community bank for most of his needs. He finds community bankers more willing than larger ones to try to help companies succeed. (AP Photo/Nam Y. Huh)