In this Tuesday, Feb. 18, 2020 file photo is California Insurance Commissioner Ricardo Lara at a state Capitol news conference in Sacramento, Calif. On Monday, April 13, 2020, Lara ordered some companies to refund insurance premiums for March and April because of the coronavirus. The directive includes workers compensation, medical malpractice and private and commercial auto policies. (AP Photo/Rich Pedroncelli, File)
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