FILE - The HealthCare.gov website is photographed in Washington, Wednesday, Oct. 31, 2018. Open enrollment is no one’s idea of a good time, but health coverage is a crucial part of your financial health. Whether you’re getting insurance through an employer or the Affordable Care Act marketplace, it’s important to ask the right questions before you choose a plan for 2024. (AP Photo/Pablo Martinez Monsivais, File)
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