In this March 22, 2014 photo, Charlie Corson stands next to a government notice declaring his flood-damaged home unsafe to occupy in Lyons, Colo. It was destroyed in September 2013. The retired bus driver and Vietnam vet who has lived in Lyons for more than 20 years, has already seen his flood insurance premium jump by a third, to nearly $2,000 because he and his wife had to increase their coverage to qualify for a low-interest loan they might need if they decide to rebuild. (AP Photo/Brennan Linsley)
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