FILE — President Joe Biden speaks about student loan debt forgiveness in the Roosevelt Room of the White House, Aug. 24, 2022, in Washington. Education Secretary Miguel Cardona listens at right. Many have cheered President Joe Biden's proposal to provide student loan forgiveness to millions of Americans as a significant step toward addressing the nation's racial wealth gap and other inequities facing borrowers of color. (AP Photo/Evan Vucci, File)
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