In this photo taken Oct. 3, 2104, Health and Human Services Department forms listing the kinds of documentation people need are seen in Washington. It’s the most unpopular provision in President Barack Obama’s health care law: millions of Americans who didn’t get health insurance this year now risk fines from the Internal Revenue Service. But it turns out that half or more of them may be eligible for waivers. At least on paper. Community groups and tax preparation companies say the process for claiming exemptions looks really convoluted. (AP Photo/Jacquelyn Martin)
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